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You have the right to a free credit report from AnnualCreditReport.com one time per yer (credit score not included).
CREDIT MONITORING SERVICES OFFER:
Your "FREE" SCORE IMMEDIATELY. (Free trial period.) Pay nothing now - give the service a trial run, if you find the service useful the monthly payment is around $14.99 (varies a bit between services) - if you choose not to keep the service for any reason, simply let the company know BEFORE the trial period ends! Some of the benefits of credit monitoring services include:
- 24 hour access to your credit report.
- Receive notifications within 24 hours when credit accounts are applied for in your name
- Watch your score raise quarterly - us the 'what if' scenario to see exactly what will raise your credit score.
- Have the ability to print your credit score and report any time you choose.
Our credit rating has everything to do with so many aspects of our lives - it only makes sense to have a consistent method to retrieve your credit report and score - plus notifications of entries to our credit report that may alter our credit rating.
- Whether you simply want to stay on top of your credit report and score.
- Whether you are trying to fix your credit by paying collections.
- Whether you are trying to clean up your credit to raise your score after healing bad credit.
- Whether you are planning on making a large purchase and want leverage.
- Whether you are trying to build positive credit entries on your file.
- Whether you are dealing with an individual falsely applying for credit in your name.